State of Tennessee Insurance Verification Program and Random Checks

Effective January 1, 2017, The State of Tennessee's Insurance Verification Program goes live in response to the James Lee Atwood Jr. Law (House Bill 606) that was passed on April 21, 2015. The Tennessee Department of Revenue has been working to design a program that can determine if the financial responsibility requirements of the law are being met with motor vehicle liability insurance policies for Tennessee drivers.

Tennessee is a mandatory insurance state and a new online system has been implemented to automate their auto insurance verification process. All insurance carriers will be sending all Tennessee policies each month to support the online verification. This will be used in addition to Auto ID cards to verify coverage when an individual is stopped for a traffic violation.

Since random checks to verify coverage will also be conducted by the state, it is important to verify that your VINs located on the registration match that of your insurance policy so that coverage can be properly verified. If mandatory coverage cannot be verified, Tennessee will contact you by mail. Failure to verify coverage could result in fines, suspension of vehicle registration, or a registration reinstatement fee. 

For additional information on the James Lee Atwood Jr Law, please see https://www.tn.gov/revenue/article/drive-insured-tn

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Grace & Peace,
Andrew Darlington CRM, CIC, CBIA, AAI

***Typed qith tumbs or used voice to text soplease forgive the gramatical errora.***

Veritas Risk Management & Insurance Services
PO Box 4539 Johnson City, TN 37602
Phone- (423)292-4142