6 future home trends to know

Living during a pandemic has changed many of our needs. Here's what to look forward to.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

Andrew Darlington Veritas Risk Management and Insurance Services (423) 292-4142 6 Helpful Home Features to Look Forward To If you could redesign your home today, what would it look like? Experiencing a pandemic has changed how many of us think about our living spaces. What used to make sense may now seem impractical, and lots of homeowners are wishing for different features and layouts altogether. How will home design change in the future? Here are a few comfort-focused innovations we might start to see.  FIND OUT MORE >> Refer a Friend Request a Quote Policy Review Write a Review No one really wants to think about life insurance. But, if someone depends on you financially, it's a topic you can't avoid. In the event of a tragedy, life insurance can help protect your loved ones from financial hardship. Even stay at home parents need life insurance!  Remember, life insurance is not for you, it is for them! Call us today, (423) 292-4142. We can provide a quick and easy, no obligation quote.  Call us today to help with Business, Home, Life, Auto, Work Comp, Disability, Medicare Supplements or Employee Benefits. Remember, if it ends in INSURANCE, we can help! - Andrew Darlington  Are you turning 65 or do you know someone turning 65? If so, call us today (423) 292-4142 about your Medicare options!  Andrew Darlington | Veritas Risk Management and Insurance Services Andrew@VeritasRM.com PO Box 4539 Johnson City , TN 37602 Phone: (423) 292-4142 Veritas Risk Management, Inc.

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Do you know what to do after a car accident?

Take care of the necessary logistics, but also give yourself time to rest and cope. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

Andrew Darlington Veritas Risk Management, Inc. (423) 292-4142 Moving Forward After a Car Accident Unfortunately, most of us will probably be involved in a car accident at some point. Though you may not be able to guess exactly how you'll react to a crash, knowing what to expect can make this unpleasant experience less overwhelming. What to Do Immediately After the Wreck Take a few deep breaths to process what's happened. Once you're ready, take the following steps: Check to see if anyone is hurt. This includes yourself, your passengers and anyone in the other vehicle. If anyone has been seriously injured, call 911. Stay on the scene. Take note of the other vehicle's make and model, and record the license plate number if you can. Keep yourself safe. If your car is stopping traffic or is otherwise in a dangerous place, pull to the nearest parking lot or roadside. Turn off your engine and turn on your hazards. Document the accident. Exchange insurance information and take a picture of any damage if possible. Later, make sure to file an accident report with the authorities. Go home and rest. Then, as soon as you're able, call your insurance company to notify them of the accident. Post-Accident Self-Care Coping with an accident isn't just about nursing physical injuries. Your mental health is equally important. Once your doctor clears you for normal activity, check in with yourself. You may feel a mix of emotions, from shock and disbelief to anger or guilt. Don't hesitate to share the experience with loved ones or a professional counselor. If you're still having trouble feeling comfortable behind the wheel after a few weeks, consider taking a defensive driving course. Even minor accidents can have serious effects, so give yourself time to recover and ask for help when needed. Refer a Friend Request a Quote Policy Review Give us a call if you are planning on changing vehicles anytime soon. We can let you know how much the change will cost. - Andrew Darlington Andrew Darlington | Veritas Risk Management, Inc. Andrew@VeritasRM.com PO Box 4539 Johnson City, TN 37602 Phone: (423) 292-4142 I'd love to know what you think of my emails. Do you find them relevant? Email not looking quite right? View the web version. Prefer not to get emails from me? Unsubscribe. Designed and delivered by OutboundEngine.

 

On September 23, 2017, the Occupational Safety and Health Administration (OSHA) began enforcing their respirable crystalline silica standard for the construction industry. The standard has established a new exposure limit of 50 micrograms of respirable crystalline silica per cubic meter of air as an 8-hour Time-Weighted Average (TWA), along with a host of ancillary provisions such as establishing a written exposure control plan, housekeeping requirements, record-keeping, and medical surveillance.

 

On Friday, October 6, CAGC presented OSHA's New Silica Standard Webinar: Requirements, Standards & Best Practices for Construction Professionals featuring Chip Murray, Vice President - Senior Risk Control Consultant with Wells Fargo & Company; Paul Sullivan, Compliance Bureau Chief with the Occupational Safety & Health Division of the NC Department of Labor; and John Jaskolka, Education and Training Bureau of the NC Department of Labor.  The one hour webinar is now available on our web site and covers the following topics:

• Introduction to respirable crystalline silica – its characteristics, sources, and health effects.
• Overview of the new requirements.
• Implementation and compliance strategies.
• Review of compliance resources.

This webinar is recommended for the following individuals:

• Construction Safety Professionals
• General Contractors
• Specialty and Subcontractors
• Construction Project Managers
• Compliance Managers
• Risk Managers
• Environmental Health and Safety Professionals

http://www.cagc.org/CAGC/WorkforceDev/EducationTraining/Webinars_Online_Training/Silica-Webinar-Recording.aspx

CALL US TODAY (423) 292-4142 if you have any questions!

 

Winterizing Your Home Checklist

Winterizing Your Home Checklist

Winter is almost here. If you haven’t started winterizing your home yet, you’d better get going.

Winterizing your home before the season begins can prevent costly repairs later on. If you’re not sure what you need to do to winterize your home, don’t worry. Follow the checklist below and your home will be ready for winter in no time.

• Start outdoors. Focus on outdoor projects first before it gets too cold. Start by clearing debris from gutters and downspouts to prevent them from leaking or sagging. You should also inspect your roof and replace any worn shingles. Once you’ve finished reviewing your home, inspect your landscaping and trim any brancheshanging near electric wires before they become a problem. Also drain your lawn mower and stock up on ice melt or sand, too. Finally, invest in a snow rake. Snow accumulation on your roof that exceeds 20 to 25 pounds per square foot can be dangerous.
• Make sure your heating systems are ready. Have a certified HVAC professional to inspect your furnace and clean your ducts. If your home has a fireplace, have the chimney professionally cleaned and keep firewood stored in a dry, easily accessible place where you can get it on the coldest days.
• Make sure your detectors are ready. Increased use of heat in your home creates a fire risk. Put new batteries in your smoke detectors, then test them. You should do the same for your carbon monoxide detectors. Installing a carbon monoxide detector near your furnace is also a good idea.
• What’s your emergency plan? A colossal winter storm can create problems for any household. That’s why it’s important to plan for emergencies. Create an emergency kit and stock up on extra food – including pet food – and bottled water.